Blog Archives
Post #616: Leaving Minot in October!
I finally have orders out of Minot! Next month, on the 27th of July, I will have been here for exactly three years. I haven’t really minded this place. I love what I do, which I’ve mentioned a billion times on here, but I really don’t mind the location. The winters don’t bother me as much as most people. I mean, as long as you aren’t running around barefoot in January, you’ll live through it.
My orders are to Moody Air Force Base in Valdosta, Georgia. It’s a beautiful base and I can’t wait to get there! I have nothing standing in my way right now. As soon as I get my outprocessing checklist completed I can leave. Right now it looks like that will be sometime in early October, but possible a tad sooner if all goes as planned. The latest date I can be there is October 30th. I might take a few days of leave on top of my travel days so I can do some sightseeing on the way down from North Dakota.
The base is in a GREAT location. Only 30 miles from Florida, close to Tallahassee, Orlando, Daytona, Panama City Beach, Pensacola, Atlanta, and South Carolina. It’s really gonna rock, majorly! I’ll keep everyone posted as I find out more in the coming weeks!
I signed the lease a few days ago on a new apartment downtown. As of right now I still plan on moving in their for a couple of months just so I can start collecting my housing allowance. If I do that, I’ll still be able to get paid it while I’m en route to Georgia, so why not collect?! I mean, it’s an extra $700 bucks a month, so duh, easy decision!
On a side note, tonight was the Season Finale of ‘The Killing’ on AMC. I was under the impression that the case would be solved in the last episode, but apparently it’s going to flow over to Season Two. I hate cliffhangers!
Post #612: Quickly Approaching…
As I have mentioned elsewhere, turning 26 this month doesn’t really get me down at all, it just weirds me out. I still feel like I’m 18 and it doesn’t seem like 26 is really almost here. I’m glad I have a big trip planned immediately after my Birthday so I can focus on something new and exciting, rather than let that weekend bring an opportunity to remind me of my new age.
As I get older, I get more ambitious. I travel more than I ever have in the past now, and I seem to be more willing to explore new things and try new things. I think it hit me about a year or so ago that traveling is really on the top of my list as far as fun and adventure. It’s not about kayaking, swimming, trying new sports, or anything like that - it’s just about seeing new places, new city skylines, and different ways of life that otherwise I would never get to see or understand. Coming from Maine, a fairly under-populated State, it has always been fascinating to me to see how things are in larger cities and in other areas of the country. This will be my first trip to the West Coast, and I can’t imagine how much different it will be from the Northeast.
Post #597: Wyndham Cypress Palms – Pictures!
I started the process today to close on my new timeshare purchase. I wanted to post a few pictures of my new home away from home, and explain it a little!
The resort is Wyndham Cypress Palms, and it’s located in Kissimmee, FL, just outside of Orlando. It’s considered my “Home Resort.” This means that while the deed and title say that I own property at this resort, my ownership is also worth points. Wyndham points are simply used like regular currency within the Wyndham system. My ownership is worth 189,000 points, and I can choose NOT to use the points and vacation at Cypress Palms each year during my ownership period, or I can choose to use my points to stay at ANY other Wyndham or affiliated Wyndham vacation resort(s). If I happen to book a vacation at a place that only requires 50,000 points, for example, I can then use the remaining 139,000 points elsewhere, and so on until they run out. Each year on January 1st my point replenish, but unused points don’t roll over to the next year. My ownership guarantees me a stay wherever and whenever I want, regardless of whether I decide to stay each year at Cypress Palms or at another Wyndham owned property.
The rental market is awesome for buyers, but not-so-awesome for sellers. This being said, If I have unused points – or for any other reason I can’t stay at a resort during a particular year (deployments, etc…) – I can give my points to friends and family, or rent them out for anyone else to stay in my unit instead of me. In theory it’s a good way to make some money back if I can’t go, but timeshares aren’t known for being money generators.
That’s the version of my story. Of course, every story needs illustrations!




Post #592: San Francisco Vacation Details!
I’m REALLY happy that all of the planning is over with for my vacation in June! It took me a few months to decide on a place to go…which was pretty much the hardest part of it all. Everything is booked and ready to go, so all I have to do now is…go! A rough version of my daily schedule is below, but it’s just to give you an idea of what I’m doing. The times I’m sure will all change after I get there and try to get things figured out for each day. You might be wondering why I chose the places I did for June 25th, and I’ll explain it right now. I’ve always been fascinated with the Zodiac case from the late-1960s and 1970s. I’ve read the books, watched the movies and studied most everything there is to study about the topic. If you’re familiar with the details, you’ll know that the case was fairly localized to the area I’ll be staying in while I’m there. I’m taking that day to drive around and see each place first-hand. I’ve seen the pictures of each location and all of that good stuff, but I really want to tour each one in person to get a sense of what it was like back then. It’s a good excuse to get me out-and-about for the entire day, and the trip to Lake Berryessa will be nice as long as the weather is decent. I plan on having a small picnic up there while I’m at it, so I think it’ll be peaceful for the most part.
June 24, 2011
- Leave Minot at 5:00am for Minneapolis – Leave Minneapolis at 7:15am for San Francisco – Arrive in San Francisco at 9:36am
- Drive to hotel (Inn Marin) in Novato – Check-in at Noon
- Rickey’s Restaurant for Lunch and Dinner
- Tour the local area for the rest of the day
June 25, 2011
- Lake Berryessa
- Lake Herman in Benicia
- Blue Rock Springs Park in Vallejo
- Back to hotel in Novato
- Rickey’s Restaurant for Dinner
June 26, 2011
- Drive to Sonoma at 8:00am
- NASCAR race at Infineon Raceway in Sonoma at Noon
- Drive back to hotel in the evening
June 27, 2011
- Check-out of hotel at 7:00am and drive to San Francisco
- Tour Downtown San Francisco
- Leave Downtown at 10:00am and drive to airport
- Leave San Francisco at 2:55pm for Minneapolis – Leave Minneapolis at 8:34pm for Minot - Arrive in Minot at 11:16pm
Post #587: Libya
I can’t believe how fast today has flown by! It’s going by so fast that it’s almost like it never happened at all. It’s not like I’ve been extremely caught up in stuff and haven’t been able to keep track of time, either.
I went out after I woke up and got some lunch, which consisted of lasagna and bread sticks, which was pretty good. When I got back I watched the Nationwide race at Bristol, and kept switching back and forth to Fox News for updates on what’s happening in Libya.
It’s pretty wild stuff over there, and if you don’t pay attention to current events, you need to do so. What’s happening over there right now is history before our eyes, and it will be in textbooks soon. The rising number of oppressed nations rising up to protest is no coincidence over the last several weeks. Bahrain, Egypt, Libya, Iran – these are just a few of the countries with current protests on-going on a daily basis, and there will only be more as more citizens of other nations realize that they indeed do have the power and the courage to stand up and fight for what is “right,” and to most people, that’s not necessarily Democracy, but at least a life free of oppression, unnecessary “ethnic cleansing,” civil wars over simple things such as trying to gain the right to vote, among other things. Many nations expressed interest in engaging our military to intervene, and today, that’s just what happened. U.N. Resolution 1973 laid out precise conditions which needed to be met by Libyan leadership (specifically Al Gadhafi) in order to prevent the U.S., French, and other allied nation’s from engaging in such operations. Some of the conditions included; restoring gas and water supplies, allowing humanitarian aid to reach injured or displaced innocent civilians, and ensuring power and other utilities are not continuously shut down to prevent the opposition from advancing, rebelling, and protesting. Libya ignored these demands, and instead launched more attacks on its own people, both from the air and on the ground. This is absolutely horrible, and to prevent the spread of such acts throughout the region and possibly closer to our allies, military action was warranted. Many people argue the point that we should stay out of the business of other nations, however, they always fail to realize that it’s not as easy as hoping that the violence will stay within the borders of the nations experiencing these types of issues. Violence knows no borders, and it will spread unless kept in check. At the very least, if we can’t stop the assaults within Libya, we need to ensure its contained within that nation and doesn’t spread to surrounding Mediterranean nations. The nation’s involved in keeping Libya in-check include the U.S., France, Canada, and still some Arab nations which haven’t been named as of yet. The support from our allies is much greater than it has been in recent history, comparing it to the operations in Iraq and Afghanistan. The U.S. is currently leading the Libyan operation, however, Obama has stated no ground troops will enter the country, and within a few days we will hand-off control of military operations to the coalition, and we will mainly play a support role, not a leading role.
Post #586: Show Me the Money!
I had my second re-enlistment appointment today, and it was pretty much just to sign some paperwork to keep the process going. I have to get my Commander’s signature on a paper that I have to turn in before my Oath on Friday of next week (the 25th). After that’s turned in, I’ll get another document that has to be signed by whatever Officer reads me my Oath, and then once that sheet is turned in, the process is pretty much complete, and I then just wait until my bonus is paid out – probably closer to the end of April now, since the package has to first be sent via snail mail to some place in South Dakota for it to be approved…which could take anywhere from a week to a month…so who knows. Either way, that money isn’t gonna escape me, trust me! I love me some green.
On another note, next week I get to submit my Base of Preference choices, which is simply a tool that allows first-term Airmen to try to get a base of their choice as sort of a tool to retain you so you don’t separate from the military. Whatever, eventually in the next year I’ll be on my way out anyway, so it doesn’t really matter. I couldn’t care less where I go…as long as it isn’t like Grand Forks or something. That would bite.
I know for a fact that there was something else I wanted to write about, but it seems to be escaping me at the moment. Hmm.
The weather around here is getting better by the day. We’re in the 30s and 40s daily now, which is amazing for this area. Another week or two like this and I can start cracking my window open a bit during the day.
Lastly, I don’t think I’ve mentioned this yet, but if I have, tough. I’m most likely moving out of the dorm by the end of April. So, after all of my re-enlistment stuff is done and over with, I’ll be looking at apartments downtown. I’m not thrilled about it, because I know once I move I’m just going to get orders and have to move again within the next year or so. It kind of sucks like that, but we’ll live. Who doesn’t enjoy moving every few months?
Post #585: The Great Outdoors
Who knew that one of the greatest perks to growing up in Maine would be…trees? We have VERY few naturally growing trees around here in Minot. If you drive around, specifically on Highway 83, you’ll notice that there aren’t many to be seen. Those that do exist have been artifically planted for one reason or another. Most all trees on base seem to have been artifically planted here. You can tell because they’re perfectly lined up in rows, not scattered throughout the landscape or heavily populated like around New England. It’s kind of a bummer for me, mostly because wooded areas provide some of the most amazing scenery and nature to be found, anywhere. Growing up, I used to go fishing near the Shawmut Dam, and every time I went, I had to make my way down a narrow, steep trail through the woods, and it took me right up to the dam’s edge on the Kennebec River. My dad and I went there frequently to fish in the evenings, and just walking through the woods was one of the best experiences of doing anything outdoors, with him, with friends, or by myself.
When I got into Geocaching back around 2006, I enjoyed it mostly because it took me to places I would never have otherwise visited. My favorite Geocache was a night cache in Palermo. I drove out to Palermo around 10pm one night to find the cache, and it took me deep into the woods, past a small cemetery, and near a beautiful lake, with nothing but a flashlight, something for trade, and my sense of adventure. I loved it. Most people would have turned back for fear of something happening, but I couldn’t wait to find it. About a year later, my girlfriend at the time went back there with me, and sure enough, it was still there to be found, and I loved going back up there just as much as the first time I had done it. Other Geocaches brought me to interesting places; riverbanks, public parks, islands. Being outdoors, in nature itself, is the most amazing feeling ever. It certainly is a step above sitting inside all day, every day.
For more on Geocaching, please go to: http://www.geocaching.com/
Now that the snow is melting and the sun is slowly returning, this year I plan on getting back outdoors as much as I had before I moved here. Just because the landscape here is flat and endless, doesn’t mean there isn’t anything to do. I plan on starting to Geocache once again. I started to run outdoors more last year before it became too cold to do so, and I want to continue that, as well as going out for evening walks when it’s nice out. Maybe I’ll be lucky enough to have some orders out of here to a place that suits me better nature-wise, like the Upper-Midwest or East Coast. Who cares in the end, because no matter where I go, there will be something to do, and this is what many people forget when they’ve stayed somewhere too long. They forget that simply moving to a new location is just a temporary resolution to the same problems of the environment becoming stale and boring.
Get out and enjoy the outdoors.
Post #566: Do you have enough cash in the bank?
I was doing some research online trying to find out how much the average person in the United States has in the bank in savings and checking accounts. I wasn’t curious about retirement savings or CDs or anything like that, but just everyday savings and checking accounts. My original intent wasn’t to write a blog post about it or anything, I just wanted to find out how I compared to the average adult in my age group and make sure I was on the right track.
I can’t help but notice, even at my age (25), just how many people still have financial troubles. Of the 220 people I graduated with, I’m willing to bet between 60-65% of them don’t have a dime in savings, and probably another 20% don’t have enough in savings if they actually do have accounts open. This brings me to a question: How much is enough?
Generally, Americans who are employed are supposed to save about 10% of their annual income and place it in savings. This doesn’t mean you can’t touch the money, it just means that’s what should at least make it to your savings account out of your paycheck. For the mathematically challenged, like me, this means a person with a salary of $25,000 yearly should be saving about $2,500 of that and placing it into a savings account. To break it down further, this is about $208 monthly, or about $52 weekly. This is amazingly EASY, and it bugs me that people can’t even afford this rather small amount. This amount is no more than two trips to a restaurant, or for some people, one trip to a restaurant. The people who aren’t saving enough money are the people who insist on making every meal a restaurant meal, and people who make about five trips per week to McDonald’s because its “convenient.”
Before I go further, I want to make it clear that this post is NOT directed to those who are in financial troubles due to health concerns or other unforseen circumstances. And let me also make something else clear:
HAVING A CHILD IS NO EXCUSE FOR HAVING FINANCIAL TROUBLES!
You have a child when you’re ready, not when you have $40 in savings and a 16-hour per week job that you can’t depend on…or unemployment. Being ready means having a steady household income from a real job, a nice house or apartment in a safe neighborhood, and a solid life plan.
If you are self-employed, the figures I mentioned above go up to 20% instead of 10%. Same math, different percentage, so I won’t type it all out.
Here’s the kicker – it is recommended that if you’re working a TEMPORARY job, or a job that can’t guarantee you a long-term position, you need to be saving 40% of your annual income. Yes, this means that out of your $25,000 salary, $10,000 needs to be in your savings to prepare for your pending job-loss. I’m willing to bet very few of you reading this prepare yourselves adequately, and that’s why you all get into trouble eventually.
So, no doubt you’re saying, “that’s ridiculous, who can save that much?!” My answer: How come you didn’t start saving right out of high school? If you put away $2,500 yearly since 2003, you would now have approximately $20,000 in savings, probably minus a few bucks for the occasional “tapping into the funds.” So, we’ll make it fair and say $15,000 is appropriate instead of $20,000 for this example.
I have three accounts: A checking account and two savings accounts. I had another checking, but I consolidated it into just one. My checking account is where most of my financial action happens; everyday expenses, bills, shopping, etc. I have my checks directly deposited into this one. My first savings account is my Primary savings. I add about 25% to it automatically each and every payday using a transfer from my checking account, and I don’t touch it. My second savings account is my Alternate. Again, I don’t touch what I put in it, and I put about 10% into it each payday. Why two savings accounts? You HAVE to be prepared for any scenario – account fraud, account hacks, bank errors, personal errors, etc. If something happens to your ONLY savings account, what now? Banks typically back your savings 100%, but don’t count on it being paid back in a timely manner.
The last part to this equation is proper budgeting. After the 25% I place into my Primary savings account and the 10% I place in my Alternate savings account, this leaves me with 65% of my paycheck in my checking account. It’s common sense that you don’t pile up so many bills that the remaining balance isn’t enough to cover them! Maybe the 1500 minute per month phone plan won’t cut it with your budget. Whatever you need to do to control your finances, you need to do it and deal with it, like it or not. This doesn’t mean I have to wipe my checking account clean, either. Excess money leftover in my checking account after bills, spending money, and everything else has been paid out, goes into my savings. Just because you have money leftover doesn’t mean it needs to be spent.
Plan ahead, be wise about it, and get yourself on the right track! It’s the smart thing to do – especially if you have a family to support!
Post #565: Walk-A-Thon
We raised about $130 today for the “Love Without Fear” Walk-A-Thon at the MSU Dome. I ended up staying for maybe an hour and a half, but it was a good time. It’s a cause that I certainly don’t mind being a part of and helping out with.
I got ZERO sleep last night, so after the walk I slept for a good portion of the day – about seven hours total. I went and got some food tonight and some raspberry iced tea too.
I stopped by the BX on the way back to the dorm and tried to find some gifts to bring back home, but I couldn’t find much of anything good.
Ok, that’s it for now. Back to my music and iced tea!